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The best Bitcoin and cryptocurrency apps for iPhone – 9to5Mac

December 27, 2021
Bradley Chambers
– Dec. 27th 2021 6:00 am PT

Bitcoin isn’t a new phenomenon (it was actually released in its most primitive form way back in 2009), but it might be new to you! Thankfully, while the Bitcoin waters may be confusing and difficult to wade through, there are lots of great Bitcoin apps for your iPhone to help you get started.

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If you’re new to Bitcoin, you might want to look into some resources we linked below to help you learn more about the three whys of Bitcoin:
Bitcoin was created after the financial crisis of 2008, and it was designed to be a decentralized project that would allow an “off-ramp” to traditional fiat currency. The popularity of Bitcoin has continued to grow as it reached a new all-time high in November of 2021. As governments around the world have continued to print nation-backed currency, many people are looking to Bitcoin as a store of value as inflation continues to rise. If you want to learn more about Bitcoin, here are some of my favorite books and podcasts to get plugged into the technology.
I am a big believer in Bitcoin, and I’ve found the above resources really useful to learn more about why Bitcoin matters, what problems it solves, and how it’s secure.
One critical thing to know about the Bitcoin space is that there are different factions of belief systems about what these cryptocurrencies are and what their purpose is. Some people believe that Bitcoin is the only worthwhile project in the entire crypto space, others contend that Bitcoin is the one of most importance but that others like Ethereum have their place, and yet others think non-Bitcoin projects like Ethereum or even Dogecoin are better than Bitcoin in every way.
For that reason, there’s a divide in the apps and services offered in the bitcoin world. Many of the most longstanding players — like Coinbase — frame themselves as “cryptocurrency” apps. They’re generally open-minded to the possibility that non-Bitcoin currencies and blockchains could be as valuable or meaningful (or even more so in the future) as Bitcoin. Others prefer to stick with the leader in the space, and they’re generally proponents of the idea that bitcoin will “win.” Here’s a list of some of the top bitcoin-only apps.
My personal favorite bitcoin-only app is Swan Bitcoin. It’s not available on the App Store yet, but they have a great web app that works just fine. Once you set it up, you’ll rarely log into it anyways.
The best thing about Swan is that the people behind it really understand bitcoin. They understand what it is, what it’s used for, and what it can be. And they understand why the vast majority of blockchain projects in the space are going to do you no good. It’s a common mistake that early entrants into the Bitcoin space look for something other than Bitcoin at first because it seems “cheaper.”
From the first day you set up your Swan Bitcoin account, you’ll be walked through the process of dollar-cost averaging. This is by far the most practical way for bitcoin enthusiasts to start accumulating the digital asset, and with Swan, you can watch it grow over time into something great. I buy Bitcoin every Monday using Swan as it’s drafted automatically from my bank account.
Also, if you’re interested in putting in large amounts, Swan Bitcoin will allow you to wire up to $10M.
Cash App is one the easiest way for most people to buy bitcoin. It has some of the lowest fees of the consumer-facing Bitcoin exchanges, and most people already have a Cash App account. Plus, you can buy and sell bitcoin in the app without having to fill out any additional information other than the basic Cash App requirements — that is, unless you want to withdraw your bitcoin to a hardware wallet, send it to an exchange, or send it to someone else.
It also lets you easily set automatic purchases over time, which is definitely a smart technique for anyone just getting into bitcoin for the first time. Choose a small amount, select a timeframe (weekly, monthly, etc.), set it, and forget it.
Strike is one of the simplest apps out there. It’s integrated with Twitter for the social network’s new tipping service, but it’s also a free way to buy bitcoin. Strike also makes it easy to send money anywhere in the world over the Bitcoin network and then have it auto-convert to the local currency once it arrives. Strike also makes it easy to get paid in Bitcoin from your employer. 
Strike gives you bank account information (routing and account number), and you set up what percent of your paycheck you want in Bitcoin vs. USD. Overall, it’s a handy app to have around to quickly send money or buy some bitcoin. 
If you join using my referral link, you’ll get $5 to start. Strike also makes it easy to send bitcoin to a hardware wallet as you want to take custody of your bitcoin.
River Financial — as made clear by its name and logo among other things — tries to position itself as a white-glove service of sorts for Bitcoin buyers who might have deeper wallets. Like other services, it’s just a place to buy Bitcoin, so there’s not that much that can be unique, right? River touts human customer service, top-tier security, and the adoption of bitcoin technologies like the Lightning network.
Casa is another app you can download on iOS that is bitcoin-first and bitcoin-only. Like other services, Casa lets you buy bitcoin. Nothing spectacular about that, really. But what Casa does differently is that they’re one of only a few services offering what’s known as multi-signature wallets. These wallets come at a cost — usually a monthly subscription — but bring additional security by requiring multiple private keys to access funds. This means no one can access your bitcoin without having access to at least two of the following: your cold storage key as part of a hardware wallet, the key on your phone, and a key controlled by Casa.
While Cash App, River, and Casa all allow you to purchase and custody your Bitcoin, there are other Bitcoin-only apps available for iOS that are great additions to the Bitcoin product lineup. Fold is one of these — it allows you to earn Bitcoin rewards just by making purchases through their services. At the moment you can earn satoshis — divisible parts of a Bitcoin — by making gift card purchases or using their debit card.
If you aren’t already familiar, there are many ways to store and secure your Bitcoin. You can keep it on an exchange like Coinbase, Cash App, or others, but many users prefer the security that comes with keeping control of their own coins. Blue Wallet is one of the better options for this. It’s widely regarded as one of the best wallets by the Bitcoin-only community, mainly because it’s a bitcoin-only wallet and supports technologies like Lightning, which can let you send cheaper faster bitcoin transactions.
While the Bitcoin-only ecosystem is strong, there are definitely reputable apps and services available outside that box. Some of these are actually the most popular apps in the space.
Okcoin is a fan favorite for buying bitcoin and other cryptocurrencies on iPhone, iPad, and on the web. It has some of the lowest fees on the market. Okcoin makes it easy to set up automatic buys, earn interest, as well as transfer to your hardware wallet when the time comes.
One thing I noticed when setting up a new account is how focused on security the company is when it comes to account security. When I was configuring my account, I was given the option to set up multiple passwords to ensure my accounts couldn’t be liquidated if someone had access to my password. If you sign up using my referral link, you’ll get $50 when you buy $100 worth of bitcoin or other cryptocurrencies. The CEO of the company was recently on the Coin Stories Podcast, and I found the discussion to be fantastic.
Coinbase is perhaps the longest-standing and most-established cryptocurrency exchange in the United States. Unlike many cryptocurrency exchanges, Coinbase goes out of its way to comply with all US regulations, and it’s therefore fully banked — and the easiest to use if you’re purchasing your bitcoin with US dollars transferred from a US bank account. Its fees aren’t as low as Cash App or some other services like Swan Bitcoin, but it’s one of the exchanges I would feel safer keeping decent amounts of Bitcoin on. If you have any material assets on Coinbase, leverage the Coinbase Vault for timed withdrawals – and of course, use multi-factor authentication.
Exodus came onto the scene a few years ago with the goal of being a one-stop hot wallet (a wallet that has a connection to the internet but one that you still have control of your private keys) for all cryptocurrencies. The team behind Exodus tries to support as many different assets as they can, and they definitely keep a degree of quality control — only assets worthy of being there and meeting their criteria end up on the list. They also have great customer service for free, something that’s relatively rare with wallets in this category. Most of all, its design and UX is bar none. It’s truly built for the Apple devices it runs on.
BlockFi is a unique service. If you’ve ever thought borrowing US dollars while using your bitcoin as collateral sounded like a good idea, BlockFi is for you — because that’s exactly what they offer. The service is also one of the only places you can store your Bitcoin and earn interest. It’s never risk free to trust another custodian with your coins, but not many places offer you bitcoin to hold on to — and loan out — your bitcoin.
I am personally using the BlockFi Visa Card to earn bitcoin rewards for every transaction I make. At the end of the month, I withdraw it to a hardware wallet to take custody of my bitcoin.
Gemini is another popular place to buy Bitcoin and other cryptocurrencies. I’ve been a customer for over a year, and it has a really easy-to-understand interface, makes it easy to set up recurring purchases, earn small amounts of interest on your Bitcoin and other tokens, and more.
Gemini was started by the Winklevoss brothers who were at the center of the Facebook trial depicted in the Social Network movie. In fact, an interview with the Winklevoss brothers is what led me to start researching Bitcoin.
What do you think? Which of these apps is most helpful for you? Let us know in the comments if you have any thoughts or recommendations for this list.
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Introduced in 2007 by Steve Jobs, iPhone is Apple's flagship iOS device and easily its most popular product around the world. The iPhone runs iOS and includes a large collection of mobile apps through the App Store.

Bradley lives in Chattanooga, TN.
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